To learn more about developing or using disaster recovery plan templates more effectively I highly recommend you read the white paper titled The Disaster Waiting to Happen: The 4 Biggest BCDR Mistakes People Make And Why They Cost So Much. You can get your copy while supplies last here Disaster Recovery Plan Template and you'll discover why Business Continuity and Disaster Recovery Planning remains such a hot topic in the IT infrastructure world today.
Some countries require a definite plan before the business gets approved but most do not feel the need for this. However, it is still your responsibility to protect your employees as much as you can and especially during work hours. A lot of business people find it difficult to come up with their own plan so they look for plan templates online.