An action plan template is a means of developing a pathway to achieve a specific goal. Physical templates can be purchased or located on the Internet. Most are composed of Excel spreadsheets where you enter interim steps to achieve a particular goal.
Some countries require a definite plan before the business gets approved but most do not feel the need for this. However, it is still your responsibility to protect your employees as much as you can and especially during work hours. A lot of business people find it difficult to come up with their own plan so they look for plan templates online.